they will help you with your student loans 305-712-6656 deal with student loan consolidation and forgiveness programs and have helped my wife and few of my friends

Can't reslly help with youre question but I have a friend, fellow eroider who can make those student loans almost disappear, or at the very least significantly decrease them assuming they're the right type of loans and some other factors. His company has helped two of my friends so far. I'll direct him to this thread and see if he can atleast help her out with that part.

This thead is personally relevant to me. My bachelor's was also in exercise science, I'm just lucky I had rich parents to pay for everything. I found the same disenchantment, that exact same feeling of being trapped in a 10-15$/hr range. I also felt that as a trainer I wasn't making a big enough impact on people lIves because I was living in an area where people are fat and don't care about exercise.

I had a 3.23 GPA, and also took really soft classes in undergrad. When I went to apply for a masters degree program, I got 9 out 10 rejections, and one conditional acceptance that required taking 12 credit hours of necessary pre-requisites over the one summer before entering the program. My plan at that point was to continue and get a PhD, teach at a university, but again the disenchantment. I realized the earning potential was limited, and I would have to beg (grant writing, finding research funding) for money to keep my job.

Now I'm working towards what i always wanted to do but wasnt mature enough to work for- becoming a doctor. I'm in a post-baccalaureate program for pre-health: what I'm taking in this program will satisfy the requirements for MD, DPT, vet school, nursing school, etc. I'm in this program because A) my grades weren't great in undergrad and B) I never took the hard classes.

My parents cut me off after undergrad, and I was lucky enough to get an assistantship in grad school, but now I'm paying roughly 50k/yr in out of state tuition, and my significant other just got her law degree and has about 120k in debt, and can't get a job practicing law because we had to move out of state from where she took the bar exam. We are currently living on savings, federal loan money, scraps of hope, and my undying determination to fulfill a lifelong dream.

My advice is to go for more school, yes more debt, but more lifetime earning potential. There are non-degree seeking programs at colleges all over the country, and she really just needs to figure out which health profession, take the necessary pre-requisites, and work harder on studying/schoolwork than ever before. These programs are often flexible and will help you design a curriculum specific to the schools you want to apply for. If she treats her school like a 60 hr/wk job, she'll get great grades and get into the professional school she wants.

If you want to FR/pm me, please feel free, because I have a lot more to say about all this and I don't want to hijack the thread.

This happens more often than you'd think bro. My wife and I met studying bio and we both went on to bio fields. Things can get pretty shaky depending on which branch you want to apply yourself to. She had some doubts on where she was going with her career and decided to go into pharmacy from the bottom. She spent more money on loans only to be making not even half as much as she was before. She was thinking becoming a pharmacist. She now has scratched that idea, and is going back to her field.

We also thought of doing PA/NP, but alot of the schools required hands on, and she was against doing CNA work, thus we decided that wasn't for her.

What I'm trying to get at here is, and not trying to jack your thread, let her do whatever makes her happy. Money counts for something, it ain't everything. But best bet, would be to work somewhere that offers tuition reimbursement so you're not stuck with more student loans.

Sometimes it takes people a lil while to figure out what they wanna do. Sometimes they just need a lil push in the right direction. Either way, have her go for it, and in worse case, at least she tried. Good luck.

Heyoooo. I've been in healthcare for a long while now, and the job potential is endless. Baby boomers are getting ready to retire = roughly a 40% increase in healthcare jobs by 2025. 50k in loans is relatively low coming out of school, but that's assuming you're compensated well. With her degree, she has several options to begin the next path. If she is truly scared about taking out more loans, have her look into becoming a PTA, which should only take another 12-18 months. In CA, they're compensated at roughly 75k/year and can work per-diem and make bank. RN and NP are also great fields, although RN has been tough to get a new grad position, whereas NP will take longer and has nearly unlimited potential. I'm a DPT, who came out of grad school with 200k in debt, so I feel her pain. It's been pretty easy to pay back loans and there are so many options to reduce payments or even have loans forgiven. Encourage her to start early. She can work part time as a trainer while going back to school. School sucks , but so worth it. Best of luck!

Awesome post. I love to see us guys helping out our women(s)... not a bad idea what rusty said...most of her credits should help too...there are some rehab hospitals that she may be able to get in to, which might pay a little more, and help offset any doldrums with her current line of work. There is hope!!

Ah the struggles of a college student. I agree with Rusty on this one. Healthcare is the way to go. It would probably only require another year or so of school. Student loans sound terrible. Im glad I enlisted in the military out of high school to avoid all the debt that comes from a college education.