This is kind of a 2 part problem when it comes to cholesterol. For discussion let's say your either natural or trt. When bulking my ldl cholesterol creeps up from the over abundance of calories. It gets much worse the more junk food I throw in the mix, but even when I eat clean as fk it still goes up while bulking.

Now on a low calorie diet it always drops back down even with the occasional cheat meal.

When it comes to fat storage and late night carbs keep it in your macros and you should be fine. However keep in mind the carbs can be put to much better use at better times like pre/post work out. Or carb load at night if you have a heavy lift day in the morning.

One of my favorite treats at night is plain Greek yogurt with frozen blueberries and a little honey or agave syrup. Yum

lol......... its no crime brother, balance it out by working harder!................ i feel for you "old guys".......... me being young and fresh have the advantage of being able to eat what/when ever i feel lmfao.

Yeah right!............. i fkn wish :/

Enjoyed the post +3 brother

Long as it's good carbs I don't see a big issue because remember you're still burning calories while you're sleeping, body is repairing hair still grows nails still grows hell heart still beats so calories are being used.....

I eat oatmeal, cream of rice, white rice, purple potatoes, red potatoes, just to name a few, it at different times during the day.

I have noticed as I get older I can't eat the same shit I use to and get away with it.

I eat clean and alot for the most part, but also my body still likes a cheat meal and I have noticed the best time for that is my last meal of the night and I will wake up next morning and look better than I have all week.....

I think it's because all week long like I said I eat good and clean then that one cheat meal per week my body sucks it up. I can't get away with that all the time....

based on my knowledge I would say shredded wheat would be a decent carb containing food to eat at night. something else you may want to consider is preparing fridge oats. get a half cup of at oats and mix it with a fluid, water would be ideal for your situation. place it in the fridge 3 or 4 hours before you plan on eating it, or much sooner of its more convenient. let the oats become fully saturated with fluid so they are soft. you could mix up cinnamon in it too for flavor, plus it's been shown to assist in insulin sensitivity.
boom, then you have a complex carbohydrates containing snack before bed that contains fiber. this will help the carbs digest slower plus the cinnamon and you should be fairly safe.

edit: I'm basing this on my nutritional biochemistry knowledge, not from a competitor bodybuilder perspective.

I snack of walnuts and dates at night.

Honestly One of the times I got to my leanest I at 50g of carbs with every meal including my last one, always complex carbs though. Another thing, I had a very knowedabe coach set up my prep and he also preps one of our members on here with a pro tag, my last meal of the day was carbs and carbs only an with a shot of gh. Not even complex carbs, 3 bananas or 2 cups rice with soy sauce or some size baked potato. I ended up getting really sick 4 weeks into it but my friend followed the entire program and my god did he transform. Absolutely crazy transformation. Wish I still had the pics.

So I guess it could depend on the individual, we all react to foods and macros differently. But I've seen it work for a number of people. Give it a shot for 2-4 weeks, but make sure that's your only change you make so you know the effects If'any, are from the bowl of cereal. I like cereal at night myself, never a big fan in the morning but love it at night.

I actually get asked about carbs before bedtime quite a bit. Carbs at bedtime can be ok or they can really derial your efforts. Here are some rules of thumb to follow:

1. If you do eat some carbs make darn sure you are taking in some slow digesting protein with them. Some of my favorite protein sources at night are cottage or non-fat plain greek yogurt with some berries I picked in the backyard, a nice chunk of turkey or grouse breast with some cottage cheese, turkey broccoli salad with a light vinegarette dressing or a shot of casein in almond or fairlife milk.

2. If you are going to eat some carbs they have to be low GI. High fiber veggies would be best (see broccoli above). Definitely stay away from the breads and other high starch foods. You need to stick with the low GI high fiber carbs and not the high GI starchy ones so that you prevent an insulin spike before bed (unless you goal is to pack on some fat then go ahead and eat your breads and pasta). The last thing you want to do before going to bed is spike your insulin since you will then depress your IGF levels since they both compete for the same receptors.

3. Keep your total carb intake under 25 grams. This should be fairly easy with using veggies for your carb source at night.

Bottom line is limit carbs at night as much as possible if trying to burn fat and definitely stay away from all high starch and high GI carbs which will blunt your IGF and limit gains.

Sooo....long story short I would probably avoid your late night snack of shredded wheat on a regular basis. I wouldn't sweat over it too much much though if you aren't prepping for a show. lol Sometimes it is just nice to put one or two bowls down.