First off, I commend you for choosing the "beginners cycle". Too many people post that they are going to run test, tren, deca, mast, dbol, winstrol and anavar for their first cycle. One compound is the way to go for a first run.

Your original question was "do I absolutely need hcg?"
I don't know that you should look for a straight yes or no answer on this. No one can predict how you will recover. If I tell you that you don't need it and you come back in a few months and report that you are going on trt because you didn't recover, I'm the a-hole that gave you that advice. That being said, I can tell you that I have run test only cycles both with and without hcg and I recovered fine both ways. I prefer to blast hcg between cycle and pct these days.

Lastly, I'm going to agree with the group that you need to lower bf% before you begin. Think of it like painting a car. Before you paint it you need to get it ready. Sand it down, straighten it out, fill the holes... If you take time to do all that, it will look better and last longer in the end.
Best of luck to you!

we need, stats, cycle history and what your diet is, what your goal is, and what your training is like, cheers.