LiLEviL's picture
LiLEviL
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My TRT and insurance idea, experienced very welcome.

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Alright guys I have blue cross and blue shield and I know TRT (est e) is covered by my plan. so this is my idea..

Get my levels low so the doctor sees I have low test even though I dont need TRT. Okay then I am NOT going to take the shots, so on my follow up blood test I should have about normal test levels... That way it will appear that I need the test shots to be normal. This way I can get pharmaceutical test e by prescription and just let it stack up until I have enough to run a cycle, with other anabolics.

Do I have any major flaws in my plan?

Okay I have no intentions of staying on trt I mostly want to know with my insurance how much would be covered and how much would each vial of test be?

dawgfase's picture

Even with 80% covered between all the hassle of convincing a doctor to give you enth/cyp, the 3-5 blood tests and doctor visits per year, and having to manage your T levels for each test. It is still far cheaper in terms of time and money to get pharma grade gear from over seas the old fashioned way.

LiLEviL's picture

Yes after playing with this in my head a bit and getting more info I couldnt agree more with that.

HG63's picture

more and more ins are only paying for the pellets because they have caught on. The pellets get inserted once every 6 months. If your doc will only do gel, look around... There are lots in the US (if that is were you are) who do cyp or E long distance, but then you need to file the ins forms (google is great). I can tell you I have had better non pharma gear.... justsayin...

Couple things to think about... If you have no intention of staying on TRT, how are you going to explain to doc when you stop and your blood work stays normal? Miracle? Good genes?

Is it worth the ins fraud? You still need to buy the stacks and PCT... what is another 50 bucks? What about co-pays at pharmacy and deducible?

Then again, having that little brown bottle with a real live label on it allowing you to travel with gear... priceless.

Juicin14's picture

no major flaws, but they can tell if your not taking the shit, after the 1st shot they give you, your test levels should come up a good bit. but if they fall for it then your g2g. i get test from my doc also, they will give you blood test every 6 weeks in the beginning. but why not just get it from a source, much less pain in the ass and you can get it quicker. they are not going to just give you a vial of test in the beginning. it will take some time to complete this plan. and it will be low dosed test at first.

Munix's picture

Had a friend who tried the same thing and all he could get was Test Gel. Not one Doc would give him a scrip for Test period.

This whole felony thing and losing your license bullshit has most Doc's running scared.

LiLEviL's picture

damn phone sorry for double post.

LiLEviL's picture

sweet I would be paying about 20 dollars a vial then that's not bad. because I believe my insurance covers 80 percent.

I was wondering about that though would there be a way where I wouldn't have to go in for the shots? Because if he gives meɗ the shot himself then I would test high on the check up. also do you have the option between injections and the cream?

btw man not trying to make it harder for you but if this is successful it won't change any thing except I get super cheap test. imɗ just weighing the odds if it's worth it orɗ not.

Juicin14's picture

if your under 25 then you will 100% get the gel. and most likely he will give you the first couple of shots until he trusts you.

LiLEviL's picture

sweet I would be paying about 20 dollars a vial then that's not bad. because I believe my insurance covers 80 percent.

I was wondering about that though would there be a way where I wouldn't have to go in for the shots? Because if he gives meɗ the shot himself then I would test high on the check up. also do you have the option between injections and the cream?

btw man not trying to make it harder for you but if this is successful it won't change any thing except I get super cheap test. imɗ just weighing the odds if it's worth it orɗ not.

dawgfase's picture

Yes, you are basically screwing the people who need to be on TRT by making it that much harder to find docs who will prescribe because of fraudsters like you. If you go ahead with this plan the karma gods are going to strike your nuts with lightning and you will be on TRT for real, for life.

That, and 5mgs (200mg/ml) of generic Watson Test-e or Test-c is $100 per. And most insurance plans cover little if any cost for it. My trip to Walgreens this week for 3 vials cost me $250 and that's with insurance. If you have this kind of money to spend, you may as well just find a Florida doc who specializes in "andropause" over the internet. Those guys will not only prescribe testosterone, but also hcg, aromisan, and even HGH if you have the cash.

Oh, and most docs who suspect somethings up (as in you are 25 years old and your arms are 22 inches) will make you go to their doctors office for the injections instead of writing you a script.

DoWork's picture

Like the idea, but I believe the insurance companies call that fraud

KMC's picture

But the steroids you would have in your possesion would be legal.

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